Insurance Coverage

Our insurance coverage practice focuses on providing coverage analysis and advice and litigating insurance coverage disputes. This includes declaratory judgment actions, recovery actions, extra-contractual defense, and error and omissions defense. We engage in all forums in negotiating and settling coverage related claims.  We often take the lead counsel role in multi-party matters.

We have successfully represented clients in a wide range of matters including:

CGL Coverage Issues
We have investigated thousands of coverage tenders, written thousands of coverage opinions, denial letters, and reservation of rights letters.  We have generally provided coverage advice and settlement expertise involving the entire scope of CGL coverage issues.

Homeowners Coverage Issues
We have investigated hundreds of coverage tenders, written hundreds of coverage opinions, denial letters, and reservation of rights letters, involving all types of homeowners coverage issues from the small dollar to the multi-million dollar claims. We have offered advice as to the meaning of “accident,” priority of coverage/other insurance, “who is an insured,” the application of the business pursuits exclusion, and additional coverage issues, and generally provided coverage advice and settlement expertise to resolve these types of claims and suits.

Automobile Coverage Issues
From UM/UIM to “priority of coverage,” from Insurance Code § 11580.9 to Supplemental Liability Insurance, we have successfully handled all manner of automobile related coverage issues and coverage litigation.

Construction Defect Coverage Issues
We have extensive experience in handling coverage issues for our carrier clients involving large, complex construction defect claims typically related to the construction of multi-million dollar public, private, commercial and residential projects often involving a multitude of parties and claims. The firm has particular expertise, and great success, settling such matters.  We often take the lead role in creating pathways to settlement.

Entertainment Coverage Issues
We regularly counsel clients on coverage matters related to issues arising from entertainment industry errors and omissions, commercial general liability policy provisions including personal and advertising injury, negligence, and breach of contract. When possible, we attempt to avoid litigation but have had particular success in this area when the case requires it.  We have represented our clients in pursuing cast members who have caused major losses in the motion picture industry.

We have successfully handled numerous recovery matters that have lead to large recoveries for our clients, including several eight-figure recoveries.

We are experts in handling all types of large, complex multi-carrier insurance claims and litigation, and have had particular success in settling such cases.   In these cases we have taken the lead role in creating solutions to the most complicated situations.

Advertising Claims
We provide advice and litigate coverage disputes involving a broad spectrum of advertising claims.   These claims often involve legal issues of first impression and “bet the company” litigation.

Intellectual Property
We assist clients with all manner of insurance coverage issues that arise from copyright, trademark, and trade dress infringement, unfair competition, disparagement, and defamation.

Fee Disputes
We have been regularly involved in attorney fee disputes involving the amount of fees charged, entitlement to fees, and ethical issues involving fee agreements associated with Directors and Officers liability. We have particular expertise as to the application of California Civil Code § 2860 and Buss allocations.